Choosing the right plans matters to your health and your financial wellbeing. Use these resources to learn more about your benefits and select the best options for you and your family.
Questions? If you have unanswered questions or need help enrolling, contact HR Connect at 1-855-660-6947, or click on the icon in the bottom right of your screen to chat with Mosaic’s benefits assistant.
Use this checklist to help you enroll in your benefits.
Overwhelmed by all your health plan options? Cigna’s Easy Choice Tool with One Guide helps you choose the health plan that's right for you. Click here to get the support you need. You will need the following code to access the tool: NQNP7JDZ.
When choosing a medical plan, it’s important to think about the whole cost of coverage — the amount you’ll spend out of your paycheck, as well as out of your pocket (copays, deductibles, and coinsurance).
If you want to make changes to your current benefit elections, or if you want to contribute to a Health Care or Dependent Care Flexible Spending Account (FSA) in 2025, you must take action during Annual Enrollment from October 28 - November 11, 2024. You also must take action during Annual Enrollment if you want your Health Savings Account (HSA) payroll deductions to begin with the first pay period in January 2025. You may start, stop, or change your HSA contributions at any time — your elections are effective as soon as administratively possible.
If you do not enroll, your current benefits coverage will roll over to 2025, with the exception of your Flexible Spending Account (FSA) enrollment and Health Savings Account (HSA) contributions. You must elect these accounts during Annual Enrollment if you want to contribute in 2025 — even if you currently participate. Also, please note that you must elect the employer HSA contribution in Workday if you want to receive it.
The key difference between the plans is how much you pay in premiums and how much you pay for services throughout the year. If you would rather pay more from your paycheck for a medical plan that covers more of your costs when you need care, then consider the Traditional Plan. If you would rather pay as little as possible from your paycheck with the option to save money on a pre-tax basis— even if that means bigger bills when you need care, then the Consumer Plan with an HSA may be best for you. Compare the plans here.
The way the Health Care FSA and the HSA work is largely the same — you contribute to your account through automatic, pre-tax payroll deductions, then use the money to pay for eligible health care expenses. However, there are some important differences. For example, unlike an FSA, all the unused money in an HSA rolls over year after year and is always yours to keep. And, you can change your HSA contribution amount during the year whenever you want. Compare the accounts here.
Call 1-833-MOSAIC1 if you have questions about your medical plan options and want help making the right choices for your needs and budget. You can also visit the Cigna Easy Choice Tool (Access Code: NQNP7JDZ).
You have three options for completing your personal health screening.
Option 1: Download a Personal Health Screening form and complete the health screening at your doctor’s office or at a convenience care clinic. Log on to Virgin Pulse at https://app.member.virginpulse.com/welcome.html, click on “Benefits” in the navigation bar, select “View All”, scroll down to the Physician Screening Form, then select the “Start Now” button. Screenings must be completed and processed by Virgin Pulse by December 16, 2024.
Option 2: Visit a Quest lab. Visit My.QuestForHealth.com to schedule an appointment (enter registration key “MosaicCompany24” when prompted). Your screening results will be automatically submitted to Virgin Pulse. Screenings must be completed by December 16, 2024.
Option 3: Complete the personal health screening without leaving your home by using a home kit. Visit My.QuestForHealth.com for more information and to request your kit (enter registration key “MosaicCompany24 when prompted). Completed home kits must be returned to Quest Diagnostics no later than December 16, 2024..
Employees and spouses/domestic partners who are enrolled in a Mosaic health plan have an opportunity to earn up to $500 in payroll wellness incentives – plus additional pulse cash – by completing wellness incentive activities. There are many activities to choose from, including tracking your exercise and completing a preventive visit with your doctor. If you haven’t registered, go to join.virginpulse.com/mosaicwellness to get started.
Watch this short video for more information about the benefits that Mosaic offers you!